:root{
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}
*{box-sizing:border-box;margin:0;padding:0} html{scroll-behavior:smooth}
body{font-family:Archivo,system-ui,sans-serif;background:var(--paper);color:var(--ink);overflow-x:hidden}
body:before{content:"";position:fixed;inset:0;z-index:-2;background:radial-gradient(circle at 6% 10%,rgba(95,211,182,.23),transparent 30%),radial-gradient(circle at 90% 5%,rgba(244,184,96,.24),transparent 28%),radial-gradient(circle at 82% 88%,rgba(121,103,255,.16),transparent 35%)}
.texture{position:fixed;inset:0;pointer-events:none;z-index:999;opacity:.23;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.82' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='180' height='180' filter='url(%23n)' opacity='.08'/%3E%3C/svg%3E")}
a{color:inherit}.site-header{position:fixed;top:18px;left:50%;transform:translateX(-50%);width:min(1240px,calc(100% - 32px));z-index:50;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:13px 14px;border:1px solid rgba(17,24,39,.18);border-radius:26px;background:rgba(247,239,224,.82);backdrop-filter:blur(20px);box-shadow:0 18px 60px rgba(17,24,39,.12)}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand-symbol{width:44px;height:44px;border-radius:15px;background:var(--ink);color:var(--sun);display:grid;place-items:center;font-weight:900;letter-spacing:-.05em}.brand-text strong{display:block;line-height:1;font-size:1rem}.brand-text small{display:block;font-size:.68rem;color:var(--muted);margin-top:4px}.nav{display:flex;align-items:center;gap:3px}.nav a{text-decoration:none;font-size:.82rem;font-weight:800;color:rgba(17,24,39,.68);padding:10px 13px;border-radius:17px}.nav a:hover{background:rgba(17,24,39,.06);color:var(--ink)}.nav .nav-pill{background:var(--aub);color:var(--paper)}.menu-btn{display:none;border:0;background:var(--ink);color:var(--paper);padding:10px 14px;border-radius:16px;font-weight:900}
.hero{min-height:100vh;padding:150px 0 90px;display:flex;align-items:center}.hero-grid{width:min(1240px,calc(100% - 40px));margin:0 auto;display:grid;grid-template-columns:1fr .92fr;gap:60px;align-items:center}.kicker{display:inline-flex;align-items:center;gap:10px;font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;font-weight:900;color:var(--rose);margin-bottom:18px}.kicker:before{content:"";width:34px;height:2px;background:currentColor}.hero h1,.page-hero h1,.article-hero h1{font-family:Newsreader,Georgia,serif;font-weight:700;font-size:clamp(3.4rem,7vw,7.6rem);line-height:.9;letter-spacing:-.065em}.hero p,.page-hero p,.article-hero p{margin-top:22px;max-width:650px;color:var(--muted);font-size:1.08rem;line-height:1.82}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:18px;padding:14px 19px;text-decoration:none;font-weight:900;border:1px solid var(--ink);cursor:pointer;transition:.18s ease}.btn:hover{transform:translateY(-2px);box-shadow:0 14px 35px rgba(17,24,39,.14)}.btn.dark{background:var(--ink);color:var(--paper)}.btn.light{background:var(--white)}
.hero-visual{position:relative;min-height:520px}.orbital{position:absolute;inset:0;width:100%;height:100%;z-index:0}.statement-card{position:relative;z-index:1;max-width:430px;margin:50px auto 0;background:var(--white);border:1px solid var(--line);border-radius:34px;padding:26px;box-shadow:var(--shadow)}.statement-top,.money-line{display:flex;justify-content:space-between;gap:18px}.statement-top{padding-bottom:16px;border-bottom:1px solid var(--line);text-transform:uppercase;letter-spacing:.14em;font-size:.72rem;color:var(--muted);font-weight:900}.statement-top strong{color:var(--rose)}.money-line{padding:22px 0;border-bottom:1px solid var(--line);align-items:end}.money-line small{color:var(--muted);font-weight:800}.money-line strong{font-family:Newsreader,Georgia,serif;font-size:3rem;line-height:.9}.money-line.muted strong{font-size:1.8rem}.progress{height:14px;background:rgba(17,24,39,.08);border-radius:999px;margin:24px 0;overflow:hidden}.progress span{display:block;height:100%;background:linear-gradient(90deg,var(--mint),var(--violet));border-radius:999px}.mini-ledger{display:grid;grid-template-columns:1fr auto;gap:12px;font-size:.9rem}.mini-ledger span{color:var(--muted)}.mini-ledger b{color:var(--aub)}
.ticker{display:flex;overflow:hidden;background:var(--ink);color:var(--paper);border-block:1px solid var(--ink)}.ticker span{white-space:nowrap;padding:16px 32px;border-right:1px solid rgba(247,239,224,.14);font-size:.72rem;text-transform:uppercase;letter-spacing:.16em;font-weight:900}.section-pad{padding:100px max(20px,calc((100vw - 1240px)/2))}.intro{display:grid;grid-template-columns:230px 1fr;gap:70px;border-bottom:1px solid var(--line)}.section-note{font-weight:900;color:var(--rose);font-size:.72rem;text-transform:uppercase;letter-spacing:.18em}.intro-copy h2,.section-head h2,.panel-text h2,.bucket-copy h2,.readiness-card h2{font-family:Newsreader,Georgia,serif;font-size:clamp(2.6rem,5vw,5.4rem);line-height:.94;letter-spacing:-.045em}.intro-copy p,.panel-text p,.bucket-copy p{margin-top:20px;color:var(--muted);font-size:1.08rem;line-height:1.84;max-width:820px}
.cards-row,.product-matrix,.loan-cards,.steps-grid,.article-grid{width:min(1240px,calc(100% - 40px));margin:80px auto 105px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.route-card,.product,.loan,.step,.article-card,.table-card,.readiness-card,.contact-form,.contact-info,.library-row{background:var(--white);border:1px solid var(--line);border-radius:30px;box-shadow:0 18px 60px rgba(17,24,39,.08)}.route-card{min-height:365px;padding:28px;display:flex;flex-direction:column;justify-content:space-between}.route-card:nth-child(2){background:#e2fff5}.route-card:nth-child(3){background:#eee9ff}.route-card span,.article-card span,.library-row span{font-size:.72rem;text-transform:uppercase;letter-spacing:.18em;font-weight:900;color:var(--rose)}.route-card h3,.article-card h3{font-family:Newsreader,Georgia,serif;font-size:2.25rem;line-height:.98;letter-spacing:-.035em}.route-card p,.article-card p,.loan p,.product p,.step p,.library-row p{color:var(--muted);line-height:1.72}.route-card a,.article-card{text-decoration:none;font-weight:900;color:var(--aub)}
.split-panel{background:var(--aub);color:var(--paper);padding:105px max(20px,calc((100vw - 1240px)/2));display:grid;grid-template-columns:1fr 420px;gap:70px;align-items:center}.panel-text h2{color:var(--paper)}.panel-text p{color:rgba(247,239,224,.68)}.panel-metrics{display:grid;gap:16px}.panel-metrics div{background:rgba(247,239,224,.08);border:1px solid rgba(247,239,224,.14);border-radius:26px;padding:24px;display:flex;justify-content:space-between;align-items:end}.panel-metrics strong{font-family:Newsreader,Georgia,serif;font-size:4rem;line-height:.8;color:var(--sun)}.panel-metrics span{font-size:.72rem;text-transform:uppercase;letter-spacing:.16em;color:rgba(247,239,224,.58);font-weight:900}
.section-head{margin-bottom:30px}.article-card{min-height:300px;padding:26px;display:flex;flex-direction:column;justify-content:space-between}.page-hero,.article-hero{padding:165px max(20px,calc((100vw - 1240px)/2)) 86px;border-bottom:1px solid var(--line);position:relative;overflow:hidden}.accounts-bg{background:linear-gradient(135deg,var(--paper),#e7fff7)}.savings-bg{background:linear-gradient(135deg,var(--paper),#fff0d8)}.loans-bg{background:linear-gradient(135deg,var(--paper),#eee9ff)}.resources-bg{background:linear-gradient(135deg,var(--paper),#fde6df)}.contact-bg{background:linear-gradient(135deg,var(--paper),#e7fff7)}.product{padding:30px;min-height:420px}.product.featured{background:#e2fff5}.product small{display:grid;place-items:center;width:54px;height:54px;background:var(--ink);color:var(--sun);border-radius:18px;font-weight:900;margin-bottom:70px}.product h2,.loan h2,.contact-info h2{font-family:Newsreader,Georgia,serif;font-size:2.55rem;line-height:.96;letter-spacing:-.035em;margin-bottom:14px}.product ul,.readiness-card ul{margin-top:24px;padding-left:18px;color:#54505e;display:grid;gap:10px}.table-card{overflow:hidden}.tr{display:grid;grid-template-columns:1.1fr 1fr 1fr 1fr;border-bottom:1px solid var(--line)}.tr:last-child{border-bottom:0}.tr span{padding:18px;border-right:1px solid var(--line)}.tr span:last-child{border-right:0}.tr.head{background:var(--ink);color:var(--paper);font-weight:900}.bucket-layout{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.bucket-stack{display:grid;gap:14px}.bucket-stack div{background:var(--white);border:1px solid var(--line);border-radius:24px;padding:22px;display:grid;gap:8px}.bucket-stack b{font-family:Newsreader,Georgia,serif;font-size:1.8rem}.bucket-stack span{color:var(--muted)}.step{padding:28px;min-height:260px}.step span{width:52px;height:52px;border-radius:50%;background:var(--sun);display:grid;place-items:center;font-weight:900}.step h3{font-family:Newsreader,Georgia,serif;font-size:2.1rem;margin:50px 0 12px}.loan{padding:30px;min-height:310px;display:flex;flex-direction:column;justify-content:space-between}.loan:nth-child(2){background:#fff0d8}.loan:nth-child(3){background:#eee9ff}.loan a{text-decoration:none;font-weight:900;color:var(--aub)}.readiness-card{padding:38px;max-width:980px;margin:0 auto}.library-list{width:min(1080px,calc(100% - 40px));margin:80px auto 110px;display:grid;gap:16px}.library-row{text-decoration:none;padding:26px;display:grid;grid-template-columns:140px 1.1fr .9fr;gap:28px;align-items:center;transition:.18s ease}.library-row:hover{transform:translateY(-2px);box-shadow:0 24px 70px rgba(17,24,39,.12)}.library-row h2{font-family:Newsreader,Georgia,serif;font-size:2rem;line-height:1;letter-spacing:-.035em}.contact-layout{width:min(1120px,calc(100% - 40px));margin:80px auto 110px;display:grid;grid-template-columns:1.05fr .95fr;gap:22px;align-items:start}.contact-form,.contact-info{padding:30px}.contact-form{display:grid;gap:17px}.contact-form label{display:grid;gap:8px;font-weight:900}input,select,textarea{font:inherit;border:1px solid var(--line);background:var(--paper);padding:14px 15px;border-radius:16px;outline:none}textarea{min-height:150px;resize:vertical}.contact-form p{color:var(--muted);font-size:.88rem}.contact-info div{display:grid;grid-template-columns:56px 1fr;gap:18px;padding:18px 0;border-top:1px solid var(--line)}.contact-info strong{color:var(--rose)}.contact-info span{color:var(--muted)}.back{display:inline-block;margin-bottom:28px;text-decoration:none;color:var(--rose);font-weight:900}.article-hero{background:linear-gradient(135deg,var(--paper),var(--white))}.article-hero h1{max-width:960px}.article-body{width:min(820px,calc(100% - 40px));margin:80px auto 110px;color:#45404e;font-size:1.08rem;line-height:1.86}.article-body h2{font-family:Newsreader,Georgia,serif;font-size:2.8rem;line-height:.96;color:var(--ink);letter-spacing:-.04em;margin:42px 0 14px}.article-body p{margin-bottom:18px}.footer{background:var(--ink);color:var(--paper);padding:64px max(20px,calc((100vw - 1240px)/2)) 28px}.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr 1fr;gap:42px}.footer .brand-symbol{background:var(--sun);color:var(--ink)}.footer p{margin-top:18px;max-width:380px;color:rgba(247,239,224,.55);line-height:1.72}.footer h4{font-size:.72rem;text-transform:uppercase;letter-spacing:.18em;color:var(--sun);margin-bottom:14px}.footer a,.footer span{display:block;text-decoration:none;color:rgba(247,239,224,.58);margin-bottom:10px;font-size:.9rem}.footer a:hover{color:var(--mint)}.footer-bottom{display:flex;justify-content:space-between;gap:30px;border-top:1px solid rgba(247,239,224,.14);margin-top:48px;padding-top:20px;color:rgba(247,239,224,.38);font-size:.78rem}.reveal{opacity:0;transform:translateY(22px);transition:opacity .72s ease,transform .72s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:980px){.menu-btn{display:block}.nav{display:none;position:absolute;top:76px;left:0;right:0;background:rgba(247,239,224,.96);border:1px solid var(--line);border-radius:24px;padding:12px;flex-direction:column;align-items:stretch}.nav.open{display:flex}.hero-grid,.intro,.split-panel,.bucket-layout,.contact-layout{grid-template-columns:1fr}.cards-row,.product-matrix,.loan-cards,.steps-grid,.article-grid,.footer-grid{grid-template-columns:1fr}.library-row{grid-template-columns:1fr;gap:12px}.tr{min-width:760px}.table-card{overflow:auto}}@media(max-width:640px){.site-header{top:10px;width:calc(100% - 20px)}.brand-text small{display:none}.hero h1,.page-hero h1,.article-hero h1{font-size:3.4rem}.hero{padding-top:132px}.page-hero,.article-hero{padding-top:145px}.footer-bottom{display:block}.money-line strong{font-size:2.35rem}}